Taking on a mortgage is a major financial commitment and aiming
to ensure that it is repaid in the event of your death, or that
payments can continue during a period of incapacity or temporary
unemployment, could be essential.
We offer advice on insurance which is designed to ensure that,
should certain specified events occur. For example,
Should you die – life insurance designed to pay out a
lump sum and/ or an income in the event of death (and certain
other specified events in some policies) which may be used to
repay a mortgage and/ or other debts.
Should you be come ill – insurance designed to pay out
a lump sum and/ or an income (and certain other specified events
in some policies) which may be used to repay a mortgage and/ or
other debts.
Payment protection (Accident, Sickness and/or Unemployment)
– insurance to provide money over the short term to help
tied you over a temporary period when your earnings may be interrupted
for specifies reasons.
Insurance is normally based on an assessment of the health of the
applicant is unlikely to cover previous or existing medical conditions.
You should refer to policy documentation and seek advice in order
to understand what the policy does and does not cover before making
an application.
This cover does not need to be arranged at the same time as your
mortgage, although it may be a good idea to do so. However, it can
be looked at later and, even if you are not an existing client,
we could offer advice on your insurance arrangements.
We do not make a charge for reviewing your existing mortgage protection
arrangements.
Complete our online Mortgage Protection form and receive an answer
within 48 hours. Apply now
Ring back request
Think
carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your
mortgage.
A fee may be charged for arranging commercial mortgages,
please ask for details.
Cleddau Financial Services Ltd
Registered in England and Wales No. 3664745 Registered Address: 54 High
Street, Neyland, Milford Haven, Pembrokeshire, SA73 1TF.
Cleddau Financial Services Ltd is authorised and regulated by the Financial
Services Authority.
The Financial Services Authority does not regulate some aspects of buy-to-let
mortgages, commercial mortgages and finance.
Important notice: The guidance and/or advice contained within this website
is subject to the regulatory regime and us therefore primarily targeted
at customers in the UK.